Loan Against Property

When in need, let your assets take the hit. Mortgage your valued property with Shree Kadi Nagarik Sahakari Bank Ltd and meet your funding requirements whether personal or professional in the simplest way possible. Unshackle your best funding options with us as we provide you with speedy approvals and a transparent procedure with no hidden charges.

Eligibility

  • Individual

Limit

  • Maximum 7 Crore

Tenure

  • Maximum 15 years.

Loan to Value

  • Maximum 50% distress sale value of the property

Documents Required

  • KYC documentation
  • Income proof and balance sheet of the borrower for the last 3 years.
  • Original ownership documents of the property.
  • Non-encumbrance & Title Report
  • Valuation Report
  • The area should be approved from the competent Authority.
  • Declaration for end use of fund
  • Copy property insurance with banker’s clause

Guarantor

  • Two guarantors (who holds property and share holder of SKNSBL)

*All loans are applicable to actual bank charges which include valuation, legal and all actual bank charges

To know more visit your nearest branch.