Personal Loan

A personal loan is a short to medium term unsecured loan (no collateral) that you can use to meet current financial needs. Though most commonly used to meet expenses related to debt restructuring, vacations, unexpected medical expenses and down payments, a personal loan may be used for practically any type of expense. If one looks at the benefits of personal loans, one can start with the fact that the tenure of a personal loan is shorter as compared to a mortgage. At Shree Kadi Nagarik Sahakari Bank Ltd, we provide loans for construction or purchase of buildings at utmost ease and a simple documentation procedure.

Eligibility

  • Individual

Limit

  • Maximum 1 Lack

Tenure

  • Maximum 3 years

Documents required

  • ID and Address Proof
  • PAN Card
  • Security for Loan
  • Proof of Income/Self-assessment from borrower

Guarantor

  • Two guarantors (who holds property and share holder of SKNSBL)

*All loans are applicable to actual bank charges which include valuation, legal and all actual bank charges

To know more visit your nearest branch.