Pledge Loan

Boost the growth of your business and thrive as you leave the financial stress with us. Now, you can use your warehouse receipts to avail a loan. Worry more about the operational and other important business decisions rather than fretting over your financial requirements.

At Shree Kadi Nagarik Sahakari Bank Ltd,Financing against pledge of Warehouse Receipt. Scheme for financing against pledge of Warehouse Receipt and/ or Hypothecation of Farm Produce.


  • Individual/ H.U.F., Proprietorship/Partnership firm/Company/LLP


  • Maximum 7 Crore


  • Every year renewal required.
  • The maximum amount of loan cannot exceed 90% of cost of stock receipt.


  • Yes, insurance of building / equipment / furniture and fixtures required
  • ID and Address Proof
  • PAN Card
  • Receipt of Stock
  • Agreement/Construction Estimate
  • Audit Report
  • Existing Track Record
  • Balance sheet and other supporting financials
  • Proof of Income/Self-assessment from borrower


  • Two guarantors (who holds property and share holder of SKNSBL)

*All loans are applicable to actual bank charges which include valuation, legal and all actual bank charges

To know more visit your nearest branch.