Loan Interest Rates

w.e.f. Sep 01st,2020
Sr No. Type of Loan Rate of Loan#
1. Personal Loan 12.00%
2. Car/Auto Loan 9.00%
Two Wheeler Loan 9.00%
Commercial Vehical Loan 11.00%
3. Hypothication/Book Debt(Upto 25 Lacs) 10.50%
Hypothication/Book Debt(Above 25 Lacs & Upto 1 Crore) 10.75%
Hypothication/Book Debt(Above 1 Crore)
Rating : AAA ( 80 Marks & Above ) 10.25%
Rating : AA ( 70 to 79 Marks ) 10.50%
Rating : A ( 60 to 69 Marks ) 10.75%
Rating : B ( 50 to 59 Marks ) 11.00%
Rating : C ( Below 50 Marks ) 11.25%
4. Pledge Loan 10.50%
5. Machinery Loan 10.00%
6. Home Loan ( Upto 25 Lacs ) 9.00%
Home Loan ( Above 25 Lacs ) 9.50%
7. Loan Against Property 13.00%
8. Loan Against Property (Commercial Property) 12.00%
9. Term Loan (Commercial Property) 11.00%
10. Secured Cash Credit( Upto 5 Crore) 11.25%
Secured Cash Credit(5 Crore & Above ) 11.00%
11. LIC/KVP/Postal Certy 12.00%
12. Education Loan 10.00%