Term Loan

We offer financing for both Capital and Operating Expenditure. Our Term Loans are long term financing solutions, which can be used for any Commercial or Business related expense. These loans are ideal for funding purchase of land or building, construction activities, plant and machinery (new or used), etc.


  • Individual/ H.U.F., Proprietorship/Partnership firm/Company/LLP


  • Maximum 7 Crore


  • Maximum 7 years
  • Amount of loan can be up to 60% distress sale value of the property/ as per the requirement

Documents required

  • ID and Address Proof
  • PAN Card
  • Agreement/Construction Estimate
  • Security for Loan
  • Existing Track Record
  • Balance sheet and other supporting financials
  • Proof of Income/Self-assessment from borrower
  • Valuation Report
  • Non-encumbrance and Title Report
  • Area should be approved by a competent authority
  • Copy of property insurance with Banker’s clause


  • Two guarantors (who holds property and share holder of SKNSBL)

*All loans are applicable to actual bank charges which include valuation, legal and all actual bank charges

To know more visit your nearest branch.